Are You Ready… Pre-Approved?
Have you spoken with a Loan officer/Mortgage Broker/Banker?
- You should know what types of loans are available for you
- Inquire about the steps involved when applying/obtaining a loan
- Ask if you qualify for any down payment assistance programs
- You should know how the loan process work
- Be prepared to provide documentation
Are You Set…….to Shop?
Have you determined what you’re looking for in a home
- Location (proximity to work, schools, place of worship, etc)
- Any neighborhood Restrictions/HOA’s
- Style, Age, Amenities, Features of the home you want
- Does property taxes & homeowner’s insurance meet threshold
- Be prepared to complete a private inspection
Go…….Closing on Your Home!
- Notification of Clear to Close
- Completing a walk-thru prior to close date
- Coordination of Date, Time & Location of Closing
- Scheduling of Utility Transfer
- Present with you at the table
- Key Exchange